528 Ward Creek Lane Panama City Beach, FL 32407
Listing Courtesy of: CENTRAL PANHANDLE / Century 21 Commander Realty, Inc. / Kelli Garrett

  528 Ward Creek Lane Panama City Beach, FL 32407

Active (15 Days)
$579,900 (USD)
5
BED
3
BATH
2,162
SQFT

Description

***OPEN HOUSE SUNDAY, MARCH 1ST FROM 1:30 to 4:00*** Located in the highly desirable Breakfast Point community of Panama City Beach, this 5 bedroom, 3-bath home offers 2,162 square feet of thoughtfully designed living space. A welcoming foyer opens to a spacious great room with high ceilings and an open-concept layout, complemented by a split-bedroom floor plan for added privacy. The kitchen is both stylish and functional, featuring a large center island with breakfast bar, custom soft-close cabinetry, stainless steel appliances, a gas range, designer backsplash, pantry, and a stainless-steel apron-front sink. Durable LVP flooring flows seamlessly throughout the home. The master suite showcases a tray ceiling and a luxurious en-suite bath with a double vanity, tiled shower, and an oversized walk-in closet. Three additional bedrooms provide convenient access to full baths, while the dedicated office offers flexibility as a fifth bedroom, playroom, or media space. Exterior highlights include a 3-car garage, covered front and rear porches, and a screened back porch accessed through a large sliding glass door - perfect for indoor/outdoor living. The charming front porch overlooks a peaceful pond. The backyard is fully fenced with white vinyl fencing and includes a Rain Bird sprinkler system for easy maintenance. Ideally situated next to a park within this sidewalk community with underground utilities, Breakfast Point offers quick access to the white sandy beaches of the Gulf, a nearby Publix-anchored shopping center, Breakfast Point Academy (within walking distance), and Pier Park for premier shopping, dining, and entertainment. Call today to schedule your private showing and start enjoying the coastal lifestyle!

MLS #:
785264
Taxes
$4,691(2025)
Lot Size
9,472 SQFT
Type
Single-Family Home
Year Built
2021
Style
Craftsman
County
Bay County
Community
Breakfast Point

Listed By

Kelli Garrett, Century 21 Commander Realty, Inc.
Source
CENTRAL PANHANDLE
Last checked Mar 2 2026 at 4:46 AM GMT-0500
Bathroom Details
  • Full Bathrooms: 3
Interior Features
  • Electric Oven
  • Windows: Double Pane Windows
  • Gas Cooktop
Subdivision
  • Breakfast Point
Lot Information
  • Paved
  • Sprinkler System
Property Features
  • Foundation: Slab
Heating and Cooling
  • Central
  • Ceiling Fan(s)
  • Central Air
Flooring
  • Luxury Vinyl Plank
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
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Interest rate
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Mortgage calculator estimates are provided by C21 Commander Realty, Inc. and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/1/26 20:46